Accept USDT BEP-20 for digital goods

Keys, files, templates, access: the customer pays on the payment page and your server delivers the product via webhook — no manager involved.

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How well USDT BEP-20 fits digital goods

Excellent fit · Fit 100%

Make this coin your main payment method.

Pros

Low network fee: paying even small amounts makes sense for the customer.
Transfers confirm quickly, so the customer does not wait on the checkout page.
A stablecoin pegged to the dollar: your revenue does not depend on the exchange rate.

Network: BNB Smart Chain
Standard: BEP-20
Coins: USDT, USDC, BNB
Address: 0x… format, same as Ethereum

Automatic delivery

The product goes to the customer the moment the payment is confirmed.

No double delivery

Every event is signed and has an id, so it’s easy to make processing idempotent.

Cheaper than Ethereum

The network fee for the customer is a matter of cents, which makes BEP-20 a good fit for small orders.

Speed matters for digital goods: the customer wants the key right away. Moonvex credits the payment after confirmation by two network nodes and sends the webhook immediately.

0x addresses are the same on BNB Smart Chain and Ethereum, so customers sometimes pick the wrong network. In Moonvex, an address on the shared EVM key is watched on both networks, and the payment page shows in large type which network the transfer is expected on.

Recommended coin set for digital goods

To cover most customers, enable on the checkout page: USDT BEP-20, USDT on TON, USDT and USDC on Solana. The customer picks the network, and every payment lands on one project balance.

One request to create a payment

The response contains the address, the exact amount and a link to a ready-made payment page. Status updates arrive via HMAC-signed webhooks.

curl https://api.moonvex.org/v1/payments \
  -H "Authorization: Bearer $MOONVEX_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -d '{"orderId":"key-steam-9932","amount":"15","currency":"USDT","network":"BSC"}'