Accept USDT BEP-20 for online stores

Add a “Pay with crypto” button: your store creates a payment via the API, the customer pays on a ready-made page, and the order status updates via webhook.

How well USDT BEP-20 fits online stores

Excellent fit · Fit 83%

Make this coin your main payment method.

Pros

  • A stablecoin pegged to the dollar: your revenue does not depend on the exchange rate.
  • Low network fee: paying even small amounts makes sense for the customer.
  • Transfers confirm quickly, so the customer does not wait on the checkout page.
Network
BNB Smart Chain
Standard
BEP-20
Coins
USDT, USDC, BNB
Address
0x… format, same as Ethereum

Order ↔ payment

Pass your order number in orderId — it comes back in every webhook.

Prices in dollars

Set the amount in USD — it’s converted to the chosen coin at a locked rate.

Cheaper than Ethereum

The network fee for the customer is a matter of cents, which makes BEP-20 a good fit for small orders.

A typical integration takes an evening: one request to create a payment at checkout and a webhook handler that marks the order as “Paid”. Repeating the request with the same Idempotency-Key won’t create a second payment, even if the customer clicks the button twice.

0x addresses are the same on BNB Smart Chain and Ethereum, so customers sometimes pick the wrong network. In Moonvex, an address on the shared EVM key is watched on both networks, and the payment page shows in large type which network the transfer is expected on.

Recommended coin set for online stores

To cover most customers, enable on the checkout page: USDT TRC-20, USDT BEP-20, USDT on TON. The customer picks the network, and every payment lands on one project balance.

One request to create a payment

The response contains the address, the exact amount and a link to a ready-made payment page. Status updates arrive via HMAC-signed webhooks.

curl https://api.moonvex.org/v1/payments \
  -H "Authorization: Bearer $MOONVEX_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -d '{"orderId":"order-1001","amount":"49","currency":"USDT","network":"BSC"}'

FAQ

Which currency should the price be in when customers pay in USDT BEP-20?

USDT BEP-20 is pegged to the dollar, so you can set the price in the coin or in USD; the amounts are nearly the same.

Is there a plugin for WooCommerce, OpenCart or Tilda?

Ready-made plugins are in development. For now you connect via the REST API or the Node.js SDK; on any platform with webhooks it’s a few dozen lines of code.

Are BEP-20 and BEP-2 the same thing?

No. BEP-2 is the legacy BNB Beacon Chain network. Moonvex accepts BEP-20 tokens on BNB Smart Chain.

What if the customer doesn’t pay in full?

The customer has a window to top up. You’ll receive a webhook with the status and the actual amount.

Do I need BNB for payouts?

The service tops up gas for payouts and fund sweeps; you don’t need to keep BNB on payment addresses.

Other coins for online stores

USDT BEP-20 for other use cases

Compare USDT BEP-20 with others

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