Accept USDT BEP-20 for SaaS

Plans, subscriptions, deposit addresses and webhooks — everything you need to sell a subscription to your service for USDT, USDC or ETH.

How well USDT BEP-20 fits SaaS

Excellent fit · Fit 88%

Make this coin your main payment method.

Pros

  • A stablecoin pegged to the dollar: your revenue does not depend on the exchange rate.
  • Low network fee: paying even small amounts makes sense for the customer.
Network
BNB Smart Chain
Standard
BEP-20
Coins
USDT, USDC, BNB
Address
0x… format, same as Ethereum

Plans and subscriptions

Create a plan via the API — Moonvex issues invoices on schedule and sends you events.

Balance top-ups

A permanent deposit address per customer: every incoming transfer is a separate payment and webhook.

Cheaper than Ethereum

The network fee for the customer is a matter of cents, which makes BEP-20 a good fit for small orders.

For a “top up your balance” model, deposit addresses are the right fit: each customer has their own permanent address, and you get a deposit.confirmed event for every top-up.

0x addresses are the same on BNB Smart Chain and Ethereum, so customers sometimes pick the wrong network. In Moonvex, an address on the shared EVM key is watched on both networks, and the payment page shows in large type which network the transfer is expected on.

Recommended coin set for SaaS

To cover most customers, enable on the checkout page: USDT TRC-20, USDT BEP-20, USDT on TON. The customer picks the network, and every payment lands on one project balance.

One request to create a payment

The response contains the address, the exact amount and a link to a ready-made payment page. Status updates arrive via HMAC-signed webhooks.

curl https://api.moonvex.org/v1/payments \
  -H "Authorization: Bearer $MOONVEX_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -d '{"orderId":"sub-acme-pro-2026-12","amount":"29","currency":"USDT","network":"BSC"}'

FAQ

Which currency should the price be in when customers pay in USDT BEP-20?

USDT BEP-20 is pegged to the dollar, so you can set the price in the coin or in USD; the amounts are nearly the same.

Can I charge customers automatically, like with a card?

No: with crypto, the customer sends each payment themselves. Moonvex issues invoices automatically and reminds you about them with events.

Are BEP-20 and BEP-2 the same thing?

No. BEP-2 is the legacy BNB Beacon Chain network. Moonvex accepts BEP-20 tokens on BNB Smart Chain.

How do I test the integration before launch?

The “Send test” button delivers a test webhook, and a real payment for a small amount checks the whole flow. There is no separate test network.

Do I need BNB for payouts?

The service tops up gas for payouts and fund sweeps; you don’t need to keep BNB on payment addresses.

Other coins for SaaS

USDT BEP-20 for other use cases

Compare USDT BEP-20 with others

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