Accept USDT BEP-20 in a Telegram bot

Your bot creates a payment via the API and sends the user a payment link. Once the funds arrive, your server receives a webhook and the bot delivers the product or access.

How well USDT BEP-20 fits a Telegram bot

Good fit · Fit 67%

A good option next to your main coin.

Pros

  • Transfers confirm quickly, so the customer does not wait on the checkout page.
  • Low network fee: paying even small amounts makes sense for the customer.
  • A stablecoin pegged to the dollar: your revenue does not depend on the exchange rate.

Keep in mind

  • Telegram users often pay from the built-in wallet: add TON or USDT on TON as an option.
Network
BNB Smart Chain
Standard
BEP-20
Coins
USDT, USDC, BNB
Address
0x… format, same as Ethereum

One payment link

paymentUrl opens in Telegram’s browser, so the customer isn’t away from the messenger for long.

TON and USDT

Telegram wallet, TRC-20 and other networks — the customer chooses.

Cheaper than Ethereum

The network fee for the customer is a matter of cents, which makes BEP-20 a good fit for small orders.

The bot flow is simple: the user taps “Buy”, the bot calls POST /v1/payments with orderId = user and product id, and sends a button with paymentUrl. The payment.confirmed webhook is the signal to grant access or deliver a key or file.

0x addresses are the same on BNB Smart Chain and Ethereum, so customers sometimes pick the wrong network. In Moonvex, an address on the shared EVM key is watched on both networks, and the payment page shows in large type which network the transfer is expected on.

Recommended coin set in a Telegram bot

To cover most customers, enable on the checkout page: USDT on TON, Toncoin (TON), USDT TRC-20. The customer picks the network, and every payment lands on one project balance.

One request to create a payment

The response contains the address, the exact amount and a link to a ready-made payment page. Status updates arrive via HMAC-signed webhooks.

curl https://api.moonvex.org/v1/payments \
  -H "Authorization: Bearer $MOONVEX_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -d '{"orderId":"tg-52817734-vip","amount":"10","currency":"USDT","network":"BSC"}'

FAQ

Which currency should the price be in when customers pay in USDT BEP-20?

USDT BEP-20 is pegged to the dollar, so you can set the price in the coin or in USD; the amounts are nearly the same.

Do I need a website to accept payments in a bot?

No. You only need the bot’s server, which receives webhooks over https.

Are BEP-20 and BEP-2 the same thing?

No. BEP-2 is the legacy BNB Beacon Chain network. Moonvex accepts BEP-20 tokens on BNB Smart Chain.

Can I do it without coding?

Yes: issue invoices in the Moonvex Telegram bot and forward the link to your customer.

Do I need BNB for payouts?

The service tops up gas for payouts and fund sweeps; you don’t need to keep BNB on payment addresses.

Other coins in a Telegram bot

USDT BEP-20 for other use cases

Compare USDT BEP-20 with others

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